Building Bridges For The Future

The guys at Seven Bridges Life Insurance have one aim. They want to change the way we look at how we insure ourselves

If you ask most people about their life insurance, you’ll probably get a blank look. Only a handful will be able to tell you what their policy is, when they took it out, when it was last updated and what sort of benefits can be expected. It’s a bit like pensions. We were all told to plan for the future and invest in a good pension, but how many people actually got around to doing it? The big difference between pensions and life insurance is that it’s a fairly straightforward task to figure out when your pension becomes available and what sort of benefits you will receive. Life insurance is something that is in place for the future, but you’re never quite sure when or if the policy will pay out. Just like car insurance, house insurance, holiday insurance. You put insurance in place to cover for anything unforeseen.

Life insurance is there to cover costs should anything unfortunate happen to you, such as longterm illness or death. If you die, who will then cover the house mortgage and mop-up all the bills? What happens if you are injured? What happens if you become ill and can no longer work? Can the people who depend on you continue to live normally? That is where life insurance comes in. If you have the correct policy in place, everything will be taken care of and your partner, children and any other dependents can continue their lives without financial worries. In other words, as long as the right policy is in place, any bills that you currently pay could be taken care of and there should be enough of a lump sum payment to look after them into the future.

Chelsey Parker is the Managing Director of Seven Bridges Life Insurance and the first thing you notice when talking to her is that there is no jargon, no confusing terms…just simple, plain talking.

“It’s so important that people feel relaxed when discussing life insurance,” said Chelsey. “We tend to find that something has happened which makes people realise they need to take the leap to purchase a life insurance policy. The biggest one of course is buying a house, but it can often be getting married, having a baby, changing jobs or something that has happened to another member of their family, or a close friend, which has suddenly made them realise that they need to put something in place.”

So, once you take the plunge and decide to look into life insurance, what sort of experience can you expect when you contact Chelsey and her team at Seven Bridges?

Well, there are seven steps.

The first step is that you will have a totally free ‘finding out about you’ meeting, this can be faceto face or over the phone, whatever suits your needs. Fees are commission based at Seven Bridges; meaning there are no up-front fees. This is then followed by a frank discussion about what your priorities are. Next up….what do you already have in place? Anything? Nothing? Once the Seven Bridges Life Insurance team have got all of your details, they will then research the best policy which matches your needs.

Nothing is off-the-shelf; everything is bespoke and tailormade to you. Seven Bridges will then find the best company to provide you with the ideal cover for the best price. Next, a final chat to discuss your quotes and make sure you are happy with everything until, finally, step seven, you begin your cover. What sort of price can you expect to pay? Assuming you are healthy and are a non-smoker, here are some examples.

A 35 year old male, £200,000 of life insurance to age 65:- £8.68 pm A 40 year old couple, joint life, £250,000 of life insurance for 25 years:- £21.63 pm A 25 year old female, £250,000 of life insurance and £100,000 of critical illness cover to age 65:- £34.73 pm A 40 year old male, £100,000 of business insurance to age 65:- £9.22 pm Go onto the Seven Bridges Life Insurance website www.sevenbridgeslife.co.uk and you’ll find all of the details. You can even get a quote via their website. Simply fill in a few details and the Seven Bridges team will be in touch.

You can discuss single cover for one individual or joint cover which offers protection for two people or a family. There’s even corporate cover which not only protects your loved ones, it can also protect your business against possible financial losses if illness or death affects the owners or key people.

The best idea is to get in touch with Chelsey Parker and the experts at Seven Bridges Life Insurance. They’ll soon get you covered.

Oh and you should look into the partner companies. There’s Seven Bridges Investment Management who can help you with pensions, investments and ensure that your finances are in good shape, and there’s Seven Keys Estate Agency who can buy, sell and let your property for you. Seven Keys includes seven month free life insurance with every house purchase put in place by Chelsey and her team at Seven Bridges Life Insurance.