At the risk of Covid-19 overload, the team at Innovate wanted to reassure our clients, friends and colleagues that during these unprecedented and challenging times we are still available as normal (albeit face to face is via skype!) and here to help.
If you have any financial worries or concerns, we want to assure you that we are in regular contact with all of our regular partners, such as banks, building societies, specialist lenders and insurance companies so that we are abreast of any of the daily changes that they make that may affect our everyday lives.
Many of us may also now have some additional time on our hands (unless you are home schooling!!) and we can discuss anything that is on your mind relating to your current circumstances such as;
Insurances
-Mortgage protection including life assurance and critical illness to protect you and your family.
– Income protection to protect your earnings.
Mortgages
-Mortgage payment holidays.
-Planning for a residential or buy to let new purchase in the future.
-Remortgages for those reaching the end of a fixed/variable rate.
-Releasing equity for future home improvements or other purposes, eg purchasing a buy to let property.
Lenders and insurers are doing what they can to minimise the impact on their customers and are staying open to offer options to those that need them. For our part, our goal is making you feel as comfortable as possible during these unprecedented times and when requested and where needed finding the best solution for your circumstances. Whilst it wont be possible to meet face to face for the time being, we can provide our usual levels of advice via telephone, skype etc.
It seems a very different world today than it was just a few weeks ago, but we look forward to hearing from you if there is anything financial that you would like to discuss. Finding the best solution for your circumstances needs an experienced eye to ensure that you find the right balance between interest rate, fees, term and type of product and penalties. Local, face-toface, independent mortgage advice can smooth the process – we are ready to take your call and offer assistance! If you would like to see what our clients have to say about us we have in excess of one hundred and thirty Google 5* reviews on-line and on our website from satisfied clients (www. innovateml.co.uk)!
Paul Hardingham and Tony Ibson are Mortgage and Protection Advisers at Innovate Mortgages and Loans. Both have over 20 years of experience advising individuals and businesses across the North East of England. They can be contacted for bespoke advice at paul@innovateml.co.uk or tony@innovateml.co.uk or call 0191 284 3723.