We have helped numerous clients during the first half of 2021 across all areas of the market. This has allowed satisfied clients to receive the keys to their new home, remortgage to a better interest rate or perhaps develop a Buy to Let portfolio.
The opportunities available in the mortgage market are now very diverse…could we help you at some stage in 2021? Below are some examples of the types of scenarios that we have helped our clients with in recent months – all of the following mortgage offers were successfully received from mainstream lenders. First time buyer clients who had been dealing with a different adviser for six weeks without success, issues related to non-UK passports alongside previous credit issues following a dispute with a utilities provider. Despite the issues and a deadline for completion due to the stamp duty changes, we sourced a lender allowing the successful completion of their purchase. Limited company/first time landlord – our clients had recently set up a new company for a buy to let purchase. This is a complex area, made more so by the type of property being purchased which was adjacent to a shop. We quickly identified a suitable lender and facilitated the purchase which is likely to be the first of many investments. Buying prior to selling – given the very competitive property market we are seeing at present, being able to move forwards without selling a current property can be a significant advantage. We have assisted a number of clients to achieve this, either by letting their current property, arranging bridging finance or using a second home mortgage. Shareholder of high growth business – looking to move home to a much more expensive property, our client faced challenges due to the fact that his online business had grown substantially during lockdown and his existing lender was concerned about the sustainability of profits. Using our network of contacts, we, managed to secure a mortgage quickly to rescue the purchase and allow our clients to move home. Professional with credit issues – our longstanding client is a high earner, with a big deposit, but isn’t the most organised person in terms of finances. Missed/late payments and a dispute with a mobile phone company are common occurrences. This caused issues with some of the mainstream lenders and was threatening a move to the dream home. We managed to secure a competitive rate of interest to allow that move! This is a small example of the enquiries that we have received with positive outcomes for our clients, and also demonstrates that we can help most people. We offer local, face to face, independent mortgage advice and can advise on the best solutions for you. If you would like to see what our clients have to say about us we have in excess of 240 Google 5* reviews on-line and on our website from satisfied clients. www.innovateml.co.uk
