Progressive Financial Planning

Are you one of the 94% who are not currently receiving financial advice?

(1)Recent research carried out by the International Longevity Centre UK has shown that, financial advice, on average, provides a £47,000 uplift in a decade. (2)So what are you waiting for?

MAKING A POSITIVE DIFFERENCE

At Vintage, our ethos is to inspire, add value and make a positive difference to the lives of each one of our clients, no matter their portfolio size. We think our financial planning service is secondto-none because we combine our expertise in investments, pensions and tax to help build, manage and protect your wealth.

VINTAGE PROCESS

At the centre of everything we do is the relationship with our clients which, through necessity, needs to be open, honest and built on trust. We believe that the Vintage process is the best way to help you achieve your financial goals and below is a step by step guide to how we do this:

STEP 1 – UNDERSTANDING NEEDS AND OBJECTIVES

The first stage of the process is essentially ‘getting to know each other’. This involves working together to help you identify your specific needs and objectives and build a thorough picture of your current situation. This element of the process is provided at no cost and at the end of this stage we will confirm in writing the proposed strategy, which may be an analysis of your existing pensions and investments as well as a cashflow modelling exercise to help you visualise your financial future.

STEP 2 – CREATING A FINANCIAL PLAN

Once we agree to work together, we’ll proceed to gather detailed information about any existing plans you have, as well as further details of your personal financial situation. After we have collected all the information we need and completed our detailed analysis of this information, we will arrange a meeting with you to discuss the results of our analysis and consider potential solutions. We will then present a projection of your future financial position using interactive cash-flow modelling. Following our discussions, we will be in a position to provide a written Financial Plan which will include formal recommendations on what action is required to help you meet your financial goals.

STEP 3 – IMPLEMENTATION

Once the Financial Plan has been received and you have taken time to fully consider any recommendations contained within, should you decide to proceed, Vintage will then arrange implementation of those actions. This might involve a pension or investment recommendation, tax or Trust Planning.

STEP 4 – ONGOING MONITORING AND REVIEW

Implementing the recommendations in your Financial Plan is not the end of the Financial Planning process. In many ways, it is just the beginning! Clients who access our ongoing service benefit from our professional opinion when their personal circumstances or needs and objectives change. We continue to provide value with our expert understanding of the everchanging financial landscape as well as our knowledge of the economic climate, investment outlook and tax allowances. It is through this expertise that we can ensure that our clients benefit from the uplift received by financial advice customers.