By Graham Courtney
I recently met with Peter Rutherford, a director of Rutherford Hughes Limited…
Based in the centre of Newcastle upon Tyne, Rutherford Hughes are a small business with a broad experience of all the useful aspects required for the best financial advice. They deliver a bespoke service that avoids fitting products around clients. Their sole concern is to give clients the best possible service and the best possible results.
“To do that, we need to be 100 per cent independent.”
“It’s so important that we are completely flexible,” said Peter Rutherford, one of the founding directors. “My colleague, David Hughes, and I, have worked in the world of finance for many years. It is that sort of experience which allows us to listen carefully to what a client is looking for and then provide the best possible advice. You have two ears and one mouth and should use them in proportion.
One of our unique features is that we continually monitor the funds that populate our strategies and ensures that they are always fit for purpose. We don’t just put funds in place and then leave them there. The portfolio is always being reviewed and adjusted as needed to ensure the very best levels of performance. We’re looking for investment funds which perform above average to their peer group on a regular, consistent basis. If they don’t…they’re gone…and we look elsewhere. We have no bias to any fund group or manager.”
Bearing in mind that the company’s continued success has been against a backdrop of Covid 19, rapidly rising interest rates, inflation, a volatile global market and wars in Ukraine and Israel. They all affect how financial assets perform… both short and long term. Gilts, which are normally consistent performers, have struggled over the last two to three years, but they are recovering.
“Clients with what could be described as a more cautious portfolio have been most affected by the recent financial instability, added Peter. “We took action to protect those portfolios, but it has been a very difficult time. Our investment service means we daily interact with the investment platform to ensure everything is as we agreed… payments in, payments out, cash balances and the funds that make up portfolios.”
“We invest for growth, aiming for real returns over and above inflation in the medium to longer term. We can also deliver income and or ESG strategies, as required.
Confidence in what we offer to clients comes from external reviews from professional experts who have given praise to the robust nature of what we deliver.
Regrets, yes, we have had a few, then again too few to mention. Growth is not always going to be the flavour of success, but history will tell you that the periods of growth in our investment markets have been longer than periods of bear markets.
Our clients, like all, have taken a Ukraine/inflation correction but over the longer term have a meaningful return against inflation. Time is the great healer.”
If you’d like more information, the best idea is to contact Peter Rutherford or his colleague David Hughes and they, or one of their team, will take you through precisely what they can do for you.
Rutherford Hughes; financial advice done the best way… the independent way.
Call them on 0191 229 9600 or email contactus@rutherfordhughes.com or visit www.rutherfordhughes.com