Here at Brewin Dolphin, we appreciate that you may not have much time to deal with your own investments and financial affairs.
We help busy professionals manage their wealth so that they can concentrate on their careers and family life. Our goal is to make your life easier and to give you peace of mind by investing in securities that do not trigger a breach of independence rules.
If you think you may benefit from the trusted and expert guidance of a wealth manager, we can help you achieve your long-term financial goals. In the strictest confidence, we learn about your financial circumstances and quickly build an understanding of where you would like to be – and offer advice on how you can get there.
Our focus is on providing quality advice – not on selling products – and our goal is to inspire confidence so that you can make the right choices. Established more than 250 years ago, we are one of the UK’s leading wealth managers. We work closely with over 300 law firms ranging from Big Four to medium-sized firms with national and regional offices. Our clients include a wide cross section of senior managers, associates and partners.
We can help you achieve your financial goals throughout every stage of your career – from your early partner years through to post retirement. Our guidance is provided by two types of wealth manager whose expertise, when combined, can provide you with the best long-term outcome.
A financial planner can advise you on a wide range of financial matters and will be fully aware of the ethical standards you need to adhere to. They can help you to maximise your tax allowances, manage your savings and cash, help with retirement and education fees planning and with later life care (including how to pass your estate on to loved ones in the most tax-efficient way).
An investment manager builds a portfolio for you based on your personal circumstances, objectives and attitude to risk. These investments are recommended by our award winning research team. Your investment manager will then manage your portfolio on your behalf to ensure it stays on track to meet your long-term objectives and remains compliant with respect to partner independence rules. You can meet them as often as you need to – however, they respond quickly on your behalf when market conditions change, adjusting your portfolio as appropriate.
Our clients tend to be self-employed partners who have worked for one or more firms for up to 20-25 years. They range from those who have just accepted a partnership right through to senior partners contemplating retirement in the near future.
We find our clients’ financial needs change across the years as their careers and family circumstances evolveÉ
In the early partner years, your disposable income typically increases and so planning for the future generally becomes more of a focus. Savings and pensions and the need for wider financial planning become more important as you look to safeguard and grow your wealth.
Once you have been a partner for 10 years or so, your disposable income will typically be proportionally higher. The choices you make now can make a significant difference to your options later in life.
Unless you have other career plans, there comes a time to make arrangements for retirement. The reality for most is that there is no ownership stake to sell and so, unless you have an alternative income, your retirement savings pot may have to fund your lifestyle.
